Mohali
NPA Consultant in Mohali
If your loan account in Mohali has been classified as a Non Performing Asset, every week matters. Our NPA consultants in Mohali help individuals, MSMEs and corporate borrowers structure a clean exit — through One Time Settlement, restructuring, SARFAESI defence or DRT remedies — and protect mortgaged assets from auction.
Why NPAExperts in Mohali
What sets our NPA consulting practice apart
Senior banker-led negotiation
Ex-PSU and private bank credit officers who know how OTS committees actually think.
End-to-end mandate
Eligibility check, proposal drafting, escalation, sanction and CIBIL update — one team, one fee.
Asset protection first
Stop or delay 13(4) possession and auction while commercial talks continue.
Transparent fees
Fixed advisory fee + success component. No commission from banks.
Our process
How NPA consulting works in Mohali
- 1Free case reviewAccount statement, NPA date, prior offers and security details — we give a written assessment in 48 hours.
- 2Strategy + proposalOTS / restructuring / legal defence — chosen on numbers, not generic advice.
- 3Filing & negotiationProposal filed with the right sanctioning authority; counter-offers and committee briefings.
- 4Sanction & closurePayment schedule, NOC, security release and CIBIL update to 'Settled' or 'Closed'.
What we handle
Services we offer in Mohali
- OTS Settlement
- SARFAESI 13(2) & 13(4) reply
- DRT representation
- Loan restructuring
- ARC negotiation
- NPA takeover funding
- CIBIL correction
- Guarantor protection
FAQs