Asset Reconstruction transactions
Negotiate with Asset Reconstruction Companies effectively
ARCs are commercial counterparties. Well-structured proposals — quick cash, take-out finance, co-investor backing — find quicker traction than with originating banks.
Who this is for
- Borrowers whose loans have been sold to ARCs
- Promoters seeking to refinance ARC debt
- Investors looking to co-invest in ARC-held assets
Benefits
Commercial counterparty
ARCs are typically more open to settlement structures than PSBs.
Speed
Decisions move faster once a clear proposal is on the table.
Capital structures
Cash, deferred, SR-backed or co-investment options.
Process
- 1ARC mappingIdentify acquisition basis (cash/SR), date of acquisition and recovery target.
- 2Proposal & negotiationSettlement or refinance proposal with timelines.
- 3DocumentationSettlement agreement, security release, NOC.
Frequently asked questions
Case Study · Illustrative
ARC settlement at 64% with NBFC take-out
Logistics business · ₹7.8 Cr.
Outcome: Settled at 64% via take-out finance from an NBFC; CIBIL updated.