Verified expert

NPA Experts Banking Review Panel

Ex-Bankers — Credit, Recovery & Stressed Assets
Retired AGMs / DGMs from public-sector & private banks
Profile last updated July 6, 2026

About

The NPA Experts Banking Review Panel is composed of retired Assistant General Managers and Deputy General Managers from public-sector and private banks who spent their careers in credit, recovery and stressed-assets verticals. They review every bank-specific page on NPAExperts.in — including sanctioning matrices, OTS-committee thresholds, ARC assignment behaviour and DRT filing patterns — so that bank intelligence content reflects how real recovery departments actually operate.

Areas of expertise

  • Sanctioning & OTS committee thresholds
  • Recovery-department escalation behaviour
  • ARC assignment patterns
  • SARFAESI possession & auction workflows

Qualifications & credentials

  • CAIIB — Certified Associate of the Indian Institute of Bankers
  • 20–35 years in credit, recovery and stressed-asset verticals

Professional memberships

  • Indian Institute of Banking & Finance (IIBF)